Driving a vehicle requires a lot of attention: you have to be ready to respect road signs, any dangers and manage your driving style according to the conditions of the vehicle and the climate. It may happen that we are involved – as victims or cause – of a rear-end collision precisely because the level of attention has failed or because we have been timely to avoid the collision.
What is actually a curtain?
We can speak of a rear-end collision when a vehicle collides , so it is not appropriate to use the term to define all the other types of impacts that may occur while driving a vehicle.
The collision between two or more vehicles is caused, in most cases, by non-compliance with the provisions concerning the safety distance. This type of violation involves the assignment of responsibility, almost immediately, to the person driving the vehicle that is tampering.
What a collision involves
The infill is governed by art.149 of the Highway Code (Safety distance between vehicles). The article already from paragraph 1 clarifies the behavior to keep while driving a vehicle.
When driving, the vehicles must keep a safety distance with respect to the vehicle in front, such that timely stops are guaranteed and collisions with the vehicles in advance are avoided.
Who causes tamponing is always wrong?
In a rear-end collision there is an obvious violation of the Code by the person driving the vehicle that is plugging. The person who caused the collision, having violated the art.149 of the CdS, will be subject to an administrative sanction and will have to pay a sum between € 41 and € 168.
In the event that the failure of the rule caused a collision from which the vehicles involved have reported serious damage – which may give rise to doubts about the safety conditions for traffic – they must be subjected to a single overhaul and the motorist will have to pay a fine between € 84 and € 335.
The collision that generates serious injuries to people (in addition to damage to property) provides for the driver an administrative penalty between € 419 to € 1,682, subject to the application of criminal penalties for crimes of negligent injury or negligent homicide.
How many points of the license are deducted?
Not observing the safety distance, element from which a simple crash can result , will make you lose 3 points from the license if the collision has caused slight damage to property. The points reduced will become 5 in cases where the damage caused to things will be serious. Finally, in the most serious case, or when injuries are generated from the impact, the points that will be taken from the license will be 8.
Is it possible to suspend the driving license due to a crash?
The suspension of the driving license, from one to three months, of the motorist who in a period of two years violated at least twice the safety distance and then caused a rear-end collision.
Things get complicated if the crash causes serious injury to people, be it the driver or passengers of the other cars. In the event that the accident causes a personal negligent injury, by law, a license suspension is expected from fifteen days to three months. When a serious or very serious culpable personal injury derives from the act, the suspension of the license is up to two years. In the case of involuntary homicide, the suspension is up to four years.
If the collision – generated by a motorist under the influence of drugs and / or intoxication – has caused a serious or very serious culpable personal injury or victim, the judge will apply the revocation of the license.
What to do if you are involved in a collision
When we are hit by a collision , after the scare, there are concerns about the vehicle and the occupants of the passenger compartment. Keep calm and recover lucidity, necessary to resolve the issue as soon as possible, but without making mistakes.
In the case of minor damage to the vehicle it is advisable to sign a double signature friendly finding . The operation requires the completion of the CAI Model , provided by your insurance company or downloadable from the internet. The model must be completed in all its parts and paying close attention to the data entered and the signature of both drivers.
In the presence of a chain tamponade , therefore with damage to both the rear and the front of the vehicle, it is necessary to fill in two models . One is necessary to solve the problem with the car that precedes, the other with the car that has buffered. In the presence of more complex crashes, perhaps in which several vehicles are involved or in which there is no agreement between the parties involved, it is recommended to request the intervention of the authorities that will verbalize the declarations.
In the following days – as soon as possible to start the “insurance car” – you must report the claim to your insurance company and file a claim for damages. The company, in the presence of a complete request for all information, is required to respond with an offer of compensation:
- within 30 days , in the event of damage to vehicles and property and with the CAI model signed by both drivers of the vehicles;
- within 60 days, in the presence of damage to vehicles and property but with CAI model signed only by one of the drivers involved in the rear-end collision;
- within 90 days, if the collision caused damage to the driver and to the people.
After receiving the proposal from the company, the vehicle must be brought by the coach builder for planned repairs. The fastest and most functional method, as reported by a direct testimony, is to rely on conventional body shops . Each insurance company has its own, easily traceable, which will repair the vehicle and will be paid directly by the company. Otherwise, the insured may request the company to use an unconventional bodywork, but this request may be refused.
The infill may cause minor injuries and you may experience pain even a few hours after the accident. These injuries can be ascertained by the doctors of the nearest Emergency Room through appropriate checks. The structure will issue to the injured person a report on which the days of prognosis and the care to be submitted will be reported. The biological damage can be determined through a medical procedure that will allow you to claim full damages. All physical damage must be documented by clinical findings, even the most common “whiplash”.
What to do in the presence of an accident
What should be done if a tamponade causes serious damage to people? Stop immediately, check the conditions of the injured, wait for help and law enforcement officers for the remarks. It does not matter who is “the fault” of the infusion, from which perhaps other complications have arisen: for the Supreme Court anyone who does not allow his identification (if involved in the accident) may be subject to denunciation for escape from the accident site.
Attention, the pause of the subject must last the time necessary to start the first investigations. So, if you have caused or you are also a victim of a slight crash you are obliged to stop and possibly to call the rescue and / or the traffic police. The violation of the law can be punished with a term of imprisonment of between six months and three years, better not to risk it.
Chain buffer: who pays the damages?
Chain buffering is one of the most frequent situations. It can occur in both city streets and in high-speed roads. In this case it is not possible to proceed with the direct compensation, but it is necessary to request damages to the insurance company of the vehicle responsible for the accident.
In a chain-collision situation, even for reasons related to agitation, it may be problematic to identify the person responsible for the accident. Before compiling the CAI models, a distinction must be made between a chain infill between means stopped at the end of the one between moving vehicles .
- When the chain crash occurs between stationary means , perhaps for traffic reasons or simply at the red light, the only person responsible for the accident is the driver who generated the first collision from which the subsequent rear-end collisions have originated. Ultimately, claims for damages must be sent to the driver’s insurance company which generated the first collision.
- In the event that the chain crash occurs between moving vehicles , perhaps for an immediate decentralization of one of the vehicles, the basic principle according to which the driver of the last vehicle is responsible for the damage caused to the vehicle that proceeds that, in turn, he is responsible for colliding with the vehicle in front of him. In practice, more than a non-observance of the safety distance with respect to the vehicle in front occurs. If you provide a release test to have done everything possible to avoid tamponing, even if moving, the second / third vehicle will not be held responsible for the damage caused.
What happens if I suffer two short-term infusions?
On the road can happen anything, even in a very short time you are the victim of two or more plugging maybe reporting the same damage to the vehicle. At first sight the situation could generate a misunderstanding between the insured and the company, the scam is always lurking, so we advise you to take full advantage of the direct indemnity .
The procedure will not only allow you to be liquidated in a short time , so as to repair the vehicle quickly, but also to take advantage of a “greater credibility” towards the company. Remember that the claim for damages with direct compensation is not applicable with road accidents involving multiple vehicles (eg chain crash).
Buffering in car sharing
The sharing of cars has revolutionized, at least in the big cities, the mobility of Italians. Obviously, even in car sharing it can cause or be the victim of a road traffic jam. How should we behave in these cases? The first thing to do is to report, through the call center, the incident to the company with which you have signed the car sharing contract (operation made at the time of online registration to the portal) and then fill out the CAI model or request the law enforcement intervention for the most serious cases. Finally forward the documentation to the car sharing company.
In the event that you caused a collision with this type of car, your class of merit will not undergo any changes, but the company with which the car was insured will be able to claim damages caused to other vehicles or people.
How to repair your car after a slight light curtain
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